What can I do immediately if I can't afford my maintenance payments in Illinois?

If you cannot afford your maintenance payments in Illinois, take these immediate steps: First, file a motion to modify maintenance with the Court that issued the original Order within days, not weeks. Second, document your changed circumstances with pay stubs, medical records, or termination letters. Third, continue paying whatever partial amount you can afford while the modification is pending to show good faith. Never simply stop paying without Court approval, as this can result in contempt charges, wage garnishment, and even jail time. Contact an experienced Illinois family law attorney immediately to protect your rights and navigate the modification process properly.

How do I file a petition to reduce maintenance payments in Illinois courts?

To file a petition to reduce maintenance in Illinois, you must complete a motion to modify spousal maintenance, an Illinois financial affidavit, and gather supporting documentation proving substantial change in circumstances. File these documents with the same Illinois court that issued your original divorce decree. Required documents include recent pay stubs, tax returns, medical records if applicable, and bank statements. The court will schedule a hearing where you must prove your circumstances have changed substantially since the original Order. Illinois law allows retroactive modification only back to the date you filed your motion, making prompt filing crucial for maximum financial relief.

What qualifies as substantial change in circumstances for Illinois maintenance modification?

Illinois courts recognize several situations as substantial change in circumstances for maintenance modification. Involuntary job loss due to layoffs or company closures typically qualifies. Significant income reduction of 20% or more, disability that impairs earning capacity, and major medical expenses that consume available income are also recognized. New support obligations for disabled family members, retirement at appropriate age, and industry changes affecting your profession may qualify. However, voluntary career changes, deliberately reducing income, or temporary setbacks usually do not meet the substantial change standard. The change must be permanent or long-term, beyond your control, and significantly impact your ability to pay the original maintenance amount.

Will I go to jail if I stop paying maintenance in Illinois without court approval?

Yes, you can go to jail for not paying maintenance in Illinois without court approval. Failure to pay court-ordered spousal maintenance can result in contempt of court charges, which may include jail time until you comply with the payment order. Illinois courts have broad enforcement powers including wage garnishment that takes money directly from your paycheck, seizure of bank accounts and property, and suspension of driver's licenses and professional licenses. Additionally, unpaid maintenance accumulates interest and penalties daily, making the debt grow larger.

Can maintenance be reduced or eliminated if I lose my job in Illinois?

Yes, maintenance can be reduced if you lose your job in Illinois, but only through proper legal procedures. Involuntary job loss typically qualifies as substantial change in circumstances justifying modification under Illinois law 750 ILCS 5/510. However, you must file a formal petition to modify maintenance with the Court and prove the job loss was not voluntary or made in bad faith to avoid support obligations. The Court will evaluate your efforts to find new employment, realistic job prospects in your field, and whether the income loss is temporary or permanent. If you voluntarily quit or were fired for cause, modification is unlikely. Age, health, education level, and current job market conditions all factor into the court's decision about reducing or eliminating maintenance payments.

Anderson Boback & Marshall

What to Do if You Can’t Afford Maintenance Payments in Illinois

Posted By Monika Barrett

Published August 1, 2025

Categorized as Spousal Support

If you’re struggling to meet court-ordered spousal support payments in Illinois, you’re not alone. Job loss, reduced income, medical emergencies, and rising living costs can make maintenance (maintenance is formerly known as “alimony”) payments feel impossible. The key is acting quickly and legally, which means that you must never simply stop paying without Court approval.

Month: August 2025

What to Do if You Can’t Afford Maintenance Payments in Illinois

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